Financial Wellbeing Collective Terms and Conditions and Informed Consent
Last updated: 9/11/2023
Introduction
Welcome to the Financial Wellbeing Collective: Crushing Goals Together.
Eligibility
- You must have worked previously with Koru Financial Therapy and/or Mariah Hudler, MBA Financial Wellbeing coaching
- Agree to respect the Collective's guidelines and code of conduct.
Purpose
The purpose of the Financial Wellbeing Collective is to provide a safe and supportive place to listen and share with others working towards financial goals as well as gain emotional and financial skills. This group also provides a space for accountability - this will mean different things to different members.
Structure
The Financial Wellbeing Collective will be a maximum of 8 members and group sessions will last 60 minutes. There is rolling enrollment, meaning, different members may start at different times. Meetings are monthly, on the 3rd Tuesday of the month, from 12pm-1pm PST.
Payment. There are two options for payment:
1. One payment: 6 months from date of purchase paid in full.
2. Membership: Billed monthly. At the end of 6 months, your membership will transition to month-to-month.
Missing a monthly session: if you are not able to make the session within your 6 month commitment, there is no refund. In the instance where the facilitator is not able to make it, a make-up session will be offered within the same month.
Although the format is structured, the facilitator wants to be mindful of the individual needs of each particular group member and meet you right where you are. For this reason, each group tends to take on the needs and personalities of the collective members. The facilitator recognizes that it can take time to feel comfortable sharing in a group setting. The facilitator will do everything they can to create a safe space for you.
Code of Conduct
As a member of the Financial Wellbeing Collective, you agree to:
- Treat all members with respect and courtesy
- Be on time and stay the entire session
- Not share anything discussed in the Collective with others outside of the Collective
- Notify the facilitator if you are going to miss a session
- Be respectful of others though, emotions, and behaviors
- Maintain confidentiality regarding personal information shared within the group.
- Refrain from engaging in any form of discrimination, harassment, or offensive behavior.
- Refrain from promoting or endorsing any financial products, services, or scams within the Collective.
Adhering to this code is the best way to create a safe inclusive space where members can trust one another.
Moderation
The Financial Wellbeing Collective is moderated to ensure compliance with the code of conduct. The Facilitator reserve the right to remove members who violate these terms and conditions.
The facilitator will break confidentiality under the following circumstances:
- Indication of harm to oneself or others
- Awareness of harm being done to a child, elder or person with a disability.
Personal responsibility
Members are responsible for their financial decisions and actions. The Financial Wellbeing Collective is not responsible for any financial outcomes or losses resulting from the advice or information shared within the group.
Information Sharing
Members may share personal financial experiences, advice, and resources within the Collective. However, it is essential to verify the accuracy and relevance of information before acting upon it.
Privacy
Members are encouraged to exercise caution when sharing personal information within the Collective. The Financial Collective does not collect or store personal information beyond what is required for Collective participation.
Dispute resolution
In the event of disputes or conflicts among members, The Financial Wellbeing Collective encourages open and respectful communication. If disputes cannot be resolved, members may choose to leave the Collective voluntarily.
Amendments
The Financial Wellbeing Collective reserves the right to amend these terms and conditions at any time. Members will be notified of any changes, and it is their responsibility to review and accept the updated terms to continue their participation in the Collective.
Termination
The Financial Wellbeing Collective reserves the right to terminate or suspend a member's participation in the Collective for violations of these terms and conditions or for any other reason deemed necessary by the Facilitator.
By joining the Financial Wellbeing Collective, you acknowledge that you have read, understood, and agreed to these terms and conditions. If you do not agree with any of these terms, please do not participate in the Collective.
